Join to apply for the Director of Risk Management role at ClarityPay 1 day ago Be among the first 25 applicants Join to apply for the Director of Risk Management role at ClarityPay This range is provided by ClarityPay. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $120,000.00/yr - $200,000.00/yr About ClarityPay: We give businesses and their customers peace of mind by solving complex credit challenges with precision, speed, and intelligence, combining deep expertise with advanced technology, to simplify the experience and deliver better outcomes, every time. We're a fast‑growing fintech empowering enterprise merchants with smarter, more adaptive pay‑over‑time solutions. From point‑of‑sale financing to “Buy Now, Pay Later” programs and loyalty‑integrated offers, we’re building configurable credit tools that help businesses serve more of their customers. We value teamwork, clarity of purpose, and rigorous attention to data to drive action. We balance speed and excellence to deliver an exceptional customer experience. Role Overview: As Director of Risk Management , you will lead credit strategy and portfolio performance oversight across ClarityPay’s Pay Over Time lending solutions. You’ll own the design and execution of scalable, data-driven risk frameworks that fuel growth while protecting our capital. You’ll collaborate cross-functionally with Data, Product, and Revenue teams to strengthen our underwriting, exposure, fraud, and repayment strategies—balancing innovation with rigor and compliance. This is a senior, high-impact role well-suited for a strategic thinker with deep credit risk experience in fintech or lending. In this role, you will… Own and evolve the risk strategy across the lifecycle: onboarding, limit assignment, early-stage collections, and default management Partner with engineering and data teams to build resilient, automated decision systems Develop and monitor risk KPIs across products and merchant portfolios Guide the implementation of credit policies and early warning frameworks Ensure strong regulatory and governance standards, working closely with legal and compliance leads Represent the Risk function in cross-functional initiatives and leadership discussions Lead, mentor, and grow a team of analysts and risk managers Qualifications: Bachelor's degree in a quantitative field (e.g., Economics, Finance, Statistics, Engineering); advanced degree a plus 8+ years of experience in consumer or SMB credit risk strategy at a fintech, bank, or credit-focused startup Experience building and managing credit policies and decisioning for installment loans or revolving credit Proficiency in SQL and data analytics; familiarity with Python or business intelligence tools a plus Familiarity with Data science model development life cycle. Proven ability to translate data into strategic decisions and communicate clearly with exec stakeholders Familiarity with U.S. consumer credit regulations (FCRA, ECOA, UDAAP, etc.) Bonus Points: Experience launching and scaling credit programs at early-stage fintechs Direct experience with BNPL, embedded finance, or POS lending Background in regulatory exam readiness or second-line governance Prior leadership or team management experience What we offer: Competitive compensation and equity package Comprehensive benefits (medical, dental, vision) Collaborative, fast-paced team with strong product and growth orientation Opportunities to grow, lead, and shape the future of consumer finance 401(k) program Role Details: We are a remote-first team, with a preference for candidates based in the U.S. Hybrid options available for those located in NYC or Atlanta This role reports to the Chief Credit Officer Salary: $120,000 to $200,000 Ready to redefine consumer lending with us? Apply today and join a passionate team committed to making financial clarity a reality. ClarityPay is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Compensation Range: $120K - $200K Seniority level Seniority level Director Employment type Employment type Full-time Job function Job function Finance and Sales Referrals increase your chances of interviewing at ClarityPay by 2x Get notified about new Director of Risk Management jobs in New York, NY . VP Finance / Chief Financial Officer (CFO) New York, NY $200,000.00-$230,000.00 2 weeks ago New York, NY $220,000.00-$260,000.00 1 month ago New York, NY $200,000.00-$250,000.00 3 weeks ago New York, NY $250,000.00-$300,000.00 1 week ago Port Washington, NY $350,000.00-$425,000.00 2 days ago New York City Metropolitan Area $120,000.00-$160,000.00 2 days ago New York, NY $300,000.00-$350,000.00 1 month ago New York, NY $160,000.00-$210,000.00 6 months ago New York City Metropolitan Area $275,000.00-$350,000.00 2 weeks ago New York City Metropolitan Area 1 week ago New York, NY $200,000.00-$250,000.00 1 day ago New York, NY $120,000.00-$160,000.00 3 days ago New York, NY $159,300.00-$215,000.00 2 days ago New York, NY $250,000.00-$325,000.00 4 days ago Chief Financial Officer for Private Equity Portfolio Company New York City Metropolitan Area 2 days ago New York, NY $340,000.00-$500,000.00 14 hours ago New York, NY $120,000.00-$140,000.00 3 weeks ago New York City Metropolitan Area 1 day ago Head of Finance | Series A | Impact Marketplace | $200k New York City Metropolitan Area 2 hours ago New York, NY $120,000.00-$160,000.00 3 weeks ago New York, NY $170,000.00-$210,000.00 3 weeks ago Newark, NJ $250,000.00-$300,000.00 2 weeks ago New York, NY $140,000.00-$160,000.00 1 month ago New York, NY $200,000.00-$325,000.00 2 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr ClarityPay
...competitive wages and are excited to announce a recent pay increase. No experience, No problem. We pay you for on-the-job trainingCore Hours... ...load on trailers.~Prior ability of safely operating a forklift is helpful but not essential, will train if necessary.~...
As the team at Zaxby's expands, we're saving a seat for you! To our guests, Zaxby's is more than just a place to eat - it's a place to have fun, spend time with friends, and experience great food. To our team members, Zaxby's is an indescribably great place to work...
...Job Description AHS Staffing is seeking a travel Medical Lab Technician for a travel job in Paris, Illinois. Job Description & Requirements ~ Specialty: Medical Lab Technician ~ Discipline: Allied Health Professional ~ Start Date: 08/25/2025~ Duration:...
Job Description We are currently hiring a Cost Engineer for our client in the South Bend, IN area. Job duties / responsibilities are listed below: Cost Engineer Responsibilities may include: Support the following:-bidding process for mechanical and electrical...
...Job Description LanceSoft is seeking a local contract Board Certified Behavioral Analyst (BCBA) for a local contract job in Fort Mill, South Carolina. Job Description & Requirements ~ Specialty: Board Certified Behavioral Analyst (BCBA)~ Discipline: Therapy...